Tuesday, 3 March 2015

Save Money even while Shopping with Pennyful.in

This idea sounds like crazy that you can save money even while shopping. But it is possible with the web site: Pennyful.in.

What I am talking about is that you shop online & get up to 12% cashback from pennyful.in. This cashback varies for different categories (like books, mobiles, laptops, shoes, etc) & may even vary within a
category (say 0.50% for non-exclusive mobiles on flipkart.com & 1.50% for Samsung Galaxy S3 Neo, and so on). Also, cashback for the same product say iphone5s may be different for different websites (Amazon.in, Snapdeal, etc).

How Pennyful.in actually works? Is there any catch?

Pennyful will get a commission from shopping sites (like Amazon.in,Jabong,etc) when you shop on these sites by visiting them through pennyful.in. When pennyful receives a commission from the shopping sites, it shares a part of the commission with you (Cashback).

When will you get cashback?

You will not get cashback on-the-spot. You have to make full payment (doesn't matter: either online or Cash-on-Delivery). If your order gets tracked successfully by pennyful.in, then you will get cashback in about 2-3 months.
It takes this much time, as Pennyful itself gets the commission after 2-3 months. This is also required as some sites like flipkart.com have 30-day replacement guarantee, so if you raise a return request, then you are actually trying to fool pennyful. i.e. first make an order at any site, then cancel the order & get cashback from pennyful.in

How to get Cashback?

  1. No rocket-science. Make an account at Pennyful.in.
  2. Log-in to your account.
  3. Click on the website you want to buy a product from. Or you can search at the top of the website.
  1. You will see a page like this & then shop normally & don't visit other sites while you complete the order at the shopping site.
  1. Voila! You've saved some money.

In what form, will cashback be offered?

Cashback will be offered in the form of hard cash. You can transfer the money straight to your bank (by NEFT). The best thing is that you are not given any coupons that will expire or you have to again purchase something to get your cashback from Pennyful.in.

There are other sites too that offer cashback. I will discuss them later. But I like Pennyful against the rest of others for lots of reasons:
  • No minimum withdrawal condition.
  • SMS notifications & email notifications. You don't have to log-in to pennyful just to see if your cashback has turned from pending to approved cashback.
  • Detailed rate-cards. On the right-hand side of the page, you can view cashback for different categories. You can search by pressing (Ctrl + F) key on your browser.
  • Online & quick chat support.
  • Only site to offer cashback for flipkart.com (in the form of Gift Card). Though you need to accumulate a minimum of Rs.100 to request a withdrawal.
If you've any query, I'm always available. Just post a comment at the below of the article.
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